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Owning a home can be the largest investment in one’s life. Making sure your protecting your investment and lifestyle is an important insurance decision.
Whether it’s your principal residence, seasonal cottage, or rental property, we can help make sure you have the best coverage’s that suit your needs against exposures you may not even recognize.
Your insurance should take care of everything that makes your life special, which means you need coverage that fits your needs.
Your condo, regardless of style, will have a condo association master insurance policy that covers the building, property and common areas that are collectively owned by the unit owners. This master policy does not protect your personal belongings, liability or improvements you’ve made to your unit.
Condo insures your belongings as well as any improvements you may make to the unit you own. It also protects you if you or your guest were to cause accidental damage to your unit or the entire building.
What makes condo insurance unique is that all owners may face a share of the responsibility and costs, whether it was your fault or not, if your condominium corporation is underinsured or if there’s damage or an injury in the buildings common areas. Your condo insurance will respond and protect you in these instances.
As a renter of a home, apartment or condo you have special insurance needs. Your landlord will have insurance that protects the building but it will not protect your personal belonging or liability.
Tenant insurance will protect your hard earned possessions. It also provides you with essential liability coverage for instances such as accidental damage you or your guest may cause to the apartment or house you are living in (i.e.: candle left burning causes a fire, tap left running causes water damage). Or if a visitor slips and falls and decides to sue you for injury your liability would protect you.
If a claim left your home unliveable, your tenant insurance would cover hotel costs and other temporary living expenses until you could find a new permanent living situation.
Recreational fun is so important for our physical and mental health wellbeing. Ensure your lifestyle and fun times are secure with insurance. Have security in knowing that your assets are well looked after.
Your farm is your livelihood and needs protection. Regardless of the size and scale of your farm, an Agro Pak will protect your home, personal belongings, farming buildings, machinery, equipment, tools, livestock, grain and inputs, etc. From spring seeding through fall harvest, we’ve got you covered so that you can get back to doing what you do best without the worry!
We can’t control Mother Nature but we can help you protect your livelihood from her peril. The devastating financial impact of hail can be devastating. Hail damage is hazardous to all sorts of investments. Not just our grain crops, but our homes, cars, and outbuildings.
Mother Nature can be unforgiving, protect your livelihood and all your hard work from hail!
When you register your vehicle with SGI, the license plate you are issued automatically provides a basic package of insurance. This package includes:
You can increase the amount of your insurance coverage and lower your deductible by purchasing an auto extension policy
Visit our office to discuss your vehicle registration needs or visit www.sgi.sk.ca for more details.
With an Auto Extension Policy..
Protect your ride, whether it’s a car, truck, trailer, motorcycle or snowmobile. No matter how you’re using your vehicle, let us help you get the right insurance coverage for you.
Visit our office to discuss your auto extension needs or visit SGI Canada eQuote to get a free estimate. Visit sgicanada.ca for more details.
Visit our office to discuss your driver license needs or visit www.sgi.sk.ca for more details.
Disclaimer: Please be advised the above information is subject to change without notice by SGI Canada
You’ve worked hard to build your business, whether you’re just starting out or been operating for years. Do you have the level of protection you need to protect yourself from the unforeseen damages to property, equipment breakdown, business interruption or liability claims that might jeopardize your business?
We can build a commercial policy that best suit your needs and gives piece of mind!
Our provincial insurance provides coverage for most health related expenses that may be encountered, but not all. If you are not part of an extended health insurance program through your employer, you may wish to consider purchasing additional health insurance to cover those aspects not covered by the provincial health insurance program.
Purchasing coverage for you and your family while you’re all healthy makes good sense. With selections of health plans and options, you can design the plan that best meets your family’s unique needs. Protect you and your family with health insurance that supplements your provincial plan.
Student and group plans are also available.
Are you traveling outside of Saskatchewan? You can purchase emergency travel insurance through a health care plan, or purchase a daily travel policy. Coverage options include:
Travel insurance is designed to cover losses resulting from sudden, unexpected and unforeseeable circumstances. Expenses arising from pre-existing conditions are subject to exclusions and limitations. Medical histories are reviewed in claim situations.
If you experience a medical emergency, you must notify your travel assistant provider prior to treatment if possible, or no later than 24 hrs after receiving medical treatment or being admitted to hospital.
Please visit our office to discuss all your health care needs or visit the following websites for further information.
We work hard to be the best in our business, offering good solid products, educating our staff and being there when you need us. We are grateful for the trust you've placed in us as your insurance broker.